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WebThese rates could change at any time, but they will always be less than the bad credit standard of 20%. For high risk auto refinance loan amounts between $7,000 and up: 36-month leases will have interest rates of about 3.65%. 37 – 48-month leases will have interest rates of about 3.65%. WebJul 1, 2024 · Be cautious of any lender guaranteeing approval, as they may be offering extremely high-risk loans. How Loan Approval Works. The application and approval process for a personal loan can be pretty straightforward, depending on your chosen lender. Many are now offering fully online application and approval processes. simply mac saint simons island
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